HDFC Bank Regalia Gold Credit Card: Eligibility, Features, Fees & Benefits

Key Features of HDFC Bank Regalia Gold Credit Card

The HDFC Bank Regalia Gold Credit Card is packed with several exciting features designed to elevate your lifestyle and shopping experience. Here’s a rundown of its most attractive benefits:

1. Welcome Benefits

• Complimentary Swiggy One and MMT Black Gold Membership as welcome benefits. (Starting November 2024, Swiggy One replaces Club Vistara Silver Tier).

2. Reward Points

• Earn 5X Reward Points on spends at Marks & Spencer, Myntra, Nykaa, and Reliance Digital.
• 4 Reward Points for every ₹150 spent on retail purchases (excluding certain spends like fuel).
• Get ₹1,500 worth vouchers for spending ₹1.5 lakh quarterly.
• ₹5,000 flight vouchers on annual spends of ₹5 lakh, with an additional ₹5,000 voucher for spending ₹7.5 lakh.

3. Complimentary Airport Lounge Access

• 12 complimentary lounge accesses within India (both domestic and international terminals).
• Priority Pass membership for international lounges, offering 6 complimentary visits per calendar year.

4. Dining Benefits

• Avail flat 10% extra off on dining bills at over 35,000 restaurants across India with the Good Food Trail Program.

5. Smart EMI Facility

• Convert high-value purchases into easy EMIs with flexible repayment options.

6. Concierge Services

• Enjoy 24/7 Concierge Services to assist you with various lifestyle services.

7. Travel and Protection

• Accidental Air Death Cover of ₹1 crore (USD 125,000).
• Emergency Overseas Hospitalization cover up to ₹15 lakh.
• Credit Liability Cover up to ₹9 lakh.

8. Zero Lost Card Liability

• Report a lost card and you will have zero liability on any fraudulent transactions.